With Synchrony financing, major purchases don’t have to wait. Get what you want now & pay over time.

We offer 2 different plans. An Equal Payment with No Interest option and a Fixed Payment with Reduced APR option.

With an Equal Payment Promotion, payments are divided equally over a 6-month pay period. No interest will be charged on the promotional purchase if paid in full within 6 months. This monthly payment amount is determined by dividing the purchase price by the number of months in the promotional period. All payments must be made on monthly due date to avoid late fees. 

With a Fixed Pay Promotion, a reduced APR of 11.99% is charged on the promotional purchase from the purchase date, and the same fixed payment amount is required monthly.

Interest is assessed on the promotional purchase at the reduced APR, and equal payments are required until the promotion is paid in full.

Promotional options are only visible when a purchase is made using your Synchrony account with American Patio Covers. 

 Decisions for Credit Approval are instant. You will get one of three decisions after submission. Approved, Denied, Need More Information.